Distance to the coast for insurance, for every address on your list
Coastal distance drives wind, storm-surge and flood rating. Instead of checking properties one at a time, upload the whole schedule as a spreadsheet and MapGO adds the distance to the nearest coast, and to the nearest border, to every row. For US homes, a Property Location Report adds the FEMA flood zone, the National Risk Index and wildfire figures for a single property.
A whole list in three steps
Step 1
Addresses to coordinates
Already have latitude and longitude? Skip this. Otherwise run Geocode Addresses on the CSV: each street address gets its coordinates, from 100 a day on Scout up to 5,000 on Business.
Step 2
Distance to coast and border
Run Distance to Coastline on the file for the straight-line distance to the nearest ocean or sea coast. Run Distance to Border for the nearest national, state and county line.
Step 3
Download the results
Download the results as a CSV and filter it in your own tools: every location within a set distance of the shore, sorted nearest first.
Up to 10,000 rows per upload on Business. Single lookups on the coastline and border calculators are free.
United States only
Property Location Report
One address, one PDF: the public hazard and environment data for the point, each figure with its source and date. Useful before you quote, bind or renew a single risk.
FEMA flood zones
The flood zone at the point and the nearest Special Flood Hazard Area, drawn on a map, from FEMA's National Flood Hazard Layer.
FEMA National Risk Index
How the census tract ranks for hurricane, flood, wildfire and other natural hazards against its state and the country.
Wildfire
USDA Wildfire Risk to Communities figures for the county: how it ranks against other counties and the share of buildings exposed.
Disaster declarations
Twenty years of FEMA disaster declarations for the county, by type.
Wetlands and environment
Mapped wetlands nearby, EPA Superfund sites, leaking-tank records and regulated facilities around the property.
Coast, elevation and boundaries
Distance to the coast, ground elevation, and the distance to the nearest county, state and country line.
Paid plans include 1 to 45 reports a month. Without a plan, a report costs $9 once, or 30 credits. It is not a flood zone determination or an insurance rating.
What each plan covers
| Plan | Per month | Rows per upload | Rows a month | Addresses a day | Reports a month |
|---|---|---|---|---|---|
| Scout | $9 | 250 | 2,000 | 100 | 1 |
| Starter | $29 | 1,000 | 20,000 | 500 | 5 |
| Professional | $79 | 5,000 | 150,000 | 2,000 | 15 |
| Business | $199 | 10,000 | 500,000 | 5,000 | 45 |
“Rows a month” is one allowance shared by every upload. “Addresses a day” counts addresses turned into coordinates. Full pricing
Questions
How do I check distance to the coast for a list of insured addresses?
Upload the list as a CSV in the MapGO workspace. If the rows are street addresses, run Geocode Addresses first to add latitude and longitude, then run Distance to Coastline on the same file. Every row gets its straight-line distance to the nearest ocean or sea coast. A paid plan takes up to 10,000 rows in one upload.
Is the distance a straight line or a driving distance?
A straight line, from the point to the nearest spot on the ocean or sea shore. A drive to the beach is longer and depends on the roads.
Does it measure to lakes and rivers?
No. The distance is to the open-water coast of an ocean or sea, not to inland lakes, rivers or reservoirs.
Can I check a single address for free?
Yes. The distance to coastline calculator is free and needs no account: search for a place, click the map or type coordinates. A free account can also turn 10 addresses a day into coordinates. Uploading a whole spreadsheet needs a paid plan, from $9 a month.
Which countries does it cover?
Distance to the coast and to borders works for any point in the world. The Property Location Report, with flood zones and the FEMA risk index, covers the United States only.
Is the Property Location Report a flood insurance determination?
No. It reads public FEMA, USDA and EPA data for the point and says where each figure comes from, but it is not a flood zone determination, an insurance rating or an inspection. A lender or insurer decides whether flood insurance is required.
See also how far major cities are from the coast.